Do you know what millennials don’t use often? Cash. They’re transitioning to more and more electronic transactions every day. In fact, a recent study showed that 20% of young adults used less than $5 cash per month! This is definitely exciting news to the many fast-rising mobile payment services, such as Venmo. “Just Venmo me” is … Read more

There are several things in life that everyone needs, such as food, water, and oxygen. Somewhere to live is on that list too. Though everyone requires a roof over their head, not everyone can afford their own property. With the economy not doing great, there are people who can no longer afford to pay their … Read more

The cost of living has been steadily rising in the past decade, and even the minimum living wage is barely enough to cover basic needs. This makes saving seem like a luxury that only the wealthy can afford. While the middle class was once considered to be a haven for many, millions of middle-class families … Read more

Wouldn’t it be great if each year on your birthday, you received a personalized guide titled “How to Manage Your Money at 30? Unfortunately, there’s no birthday financial genie, so it’s up to you to do your homework. Making mistakes is often part of the learning process. However, if you don’t recognize those mistakes and … Read more

Smartphones have become an integral part of our lives as they have become more than just communication devices. You can use them to watch movies, make purchases, book taxis, flights, and more. Around 2.5 billion people worldwide today own a smartphone and the numbers are increasing rapidly with every passing year. The average American spends … Read more

No one wants to be refused the chance of getting excellent apartment options, the best mortgage rates, or good rates on student and car loans. Being an adult comes with many responsibilities and building a good credit score is one of them. So how do credit scores work? Your credit score is a number that … Read more

It would be best if you surely kept some cash at home for emergencies. However, you’re under no obligation to keep any amount at home. It’s prudent to keep some fair amount at home so that you can easily pay for something like groceries or even for a hotel stay or any bill.  Therefore, keeping … Read more

Living on one income is difficult. Have you ever felt trapped by your circumstances? Do you ever want to skip or take a day off from work but can’t because it would result in missing a paycheck? Do you aspire to go back to school to advance your knowledge but can’t possibly afford the cost? … Read more

With the growing popularity of food delivery smartphone apps, there are more options than ever to have food delivered to your door. And, of course, there’s still the traditional pizza delivery driver. However, when you order in, you might be wondering how much to tip pizza delivery? While most people tip 15 to 20 % … Read more

Who doesn’t want to make money? When I was a kid, I was always in think of earning money to fulfill all my needs. We did not have much scope in making money at that time. But, I tried all the legit ways to make my earning stable. Now I have become the father of … Read more