A lot of things happened during the rise of the pandemic early this year. The entire globe was taken aback by how fast the virus spread, affecting the world’s economy. Many businesses were closing, unemployment rose, and financial struggles arose as an after-effect. This has been very alarming for every American. A few months after … Read more
A home inspection is an important part of the home buying process. The average cost may cost you between $300 – $500 according to U.S. Department of Housing and Urban Development. If the inspection unearths a major problem, such as mold or a crevice in the foundation, the sale could come to a halt. A … Read more
There you are thinking, “is that even possible to make money without a job?” Well, the answer is yes! Today, it’s a ton easier to make money with little effort. You can thank technology for that. Even if you have a 9-5 job, everyone needs extra cash. It does not matter you are unemployed, retired … Read more
Do you know what millennials don’t use often? Cash. They’re transitioning to more and more electronic transactions every day. In fact, a recent study showed that 20% of young adults used less than $5 cash per month! This is definitely exciting news to the many fast-rising mobile payment services, such as Venmo. “Just Venmo me” is … Read more
There are several things in life that everyone needs, such as food, water, and oxygen. Somewhere to live is on that list too. Though everyone requires a roof over their head, not everyone can afford their own property. With the economy not doing great, there are people who can no longer afford to pay their … Read more
The cost of living has been steadily rising in the past decade, and even the minimum living wage is barely enough to cover basic needs. This makes saving seem like a luxury that only the wealthy can afford. While the middle class was once considered to be a haven for many, millions of middle-class families … Read more
Wouldn’t it be great if each year on your birthday, you received a personalized guide titled “How to Manage Your Money at 30? Unfortunately, there’s no birthday financial genie, so it’s up to you to do your homework. Making mistakes is often part of the learning process. However, if you don’t recognize those mistakes and … Read more
Smartphones have become an integral part of our lives as they have become more than just communication devices. You can use them to watch movies, make purchases, book taxis, flights, and more. Around 2.5 billion people worldwide today own a smartphone and the numbers are increasing rapidly with every passing year. The average American spends … Read more
No one wants to be refused the chance of getting excellent apartment options, the best mortgage rates, or good rates on student and car loans. Being an adult comes with many responsibilities and building a good credit score is one of them. So how do credit scores work? Your credit score is a number that … Read more
It would be best if you surely kept some cash at home for emergencies. However, you’re under no obligation to keep any amount at home. It’s prudent to keep some fair amount at home so that you can easily pay for something like groceries or even for a hotel stay or any bill. Therefore, keeping … Read more